Research Report on the Development of Fintech in SMBs（2020）

On October 26, the Internet Finance Association of Small and Medium-Sized Banks (Shenzhen), along with OneConnect and the FinTech 50 Forum, released the “Research Report on FinTech Development of Small and Medium-Sized Banks (2020).” This is the third consecutive year that this report has been released. The report introduces a “Hive” model for the development of fintech in small and medium-sized banks, which includes six dimensions: strategy, organization, technology, data, application, and ecosystem. The research for the report involved methods such as surveys, case interviews, and project analysis, and it included a detailed analysis of 59 cases. The report emphasizes that small and medium-sized banks can improve operational efficiency and performance through fintech by focusing on these six dimensions and providing specific implementation paths.